OUR STRUCTURE

24 agile, client-focused Business and Service Units

Business lines, geographical entities, support functions, control functions... 15 Business Units and 9 Service Units, agile and closely linked to their clients, deliver strong performance on a daily basis. They report directly to General Management and have enhanced levels of delegation for swift and effective decisions on clients, lines of credit, recruitment and other budgetary processes. Meeting in cross-business steering committees, their managers ensure the implementation of the Group's strategy.

This organisational structure set up in 2019 fosters agility and close client relationships, making it possible to maintain cross-business cooperation and ensuring that control functions remain fully independent.

15

Business Units
9

Service Units

Direct support of the General Management

Each Business or Service Unit is specifically supervised by one of the members of the General Management team, particularly on strategic issues.

Business Unit	Manager	General Management Supervisor
Societe Generale Retail Banking in France	Marie-Christine Ducholet	Sébastien Proto
Wealth	Patrick Folléa	Sébastien Proto
Crédit du Nord	Jean-Louis Klein	Sébastien Proto
Boursorama	Benoît Grisoni	Philippe Aymerich
International Retail Banking, Africa, Mediterranean Basin & Overseas	Laurent Goutard	Philippe Aymerich
International Retail Banking, Europe	Giovanni-Luca Soma	Philippe Aymerich
Insurance	Philippe Perret	Diony Lebot
ALD, Fleet Management	Tim Albertsen	Diony Lebot
Equipment Finance	Jochen Jehmlich	Diony Lebot
Global Banking and Advisory	Pierre Palmieri	Slawomir Krupa
Global Markets	Sylvain Cartier Alexandre Fleury	Slawomir Krupa
Securities Services	David Abitbol	Slawomir Krupa
Global Transaction & Payment Services	Alexandre Maymat	Slawomir Krupa
Americas	Stéphane About	Slawomir Krupa
Asia-Pacific	Cécile Bartenieff	Slawomir Krupa

Service Unit	Manager	Executive Management Supervisor
Inspection & Audit	Pascal Augé	Frédéric Oudéa
General Secretary	Gilles Briatta	Frédéric Oudéa
Human Resources & Communication	Caroline Guillaumin	Frédéric Oudéa
Risks	Sadia Ricke	Frédéric Oudéa
Compliance	Grégoire Simon-Barboux	Frédéric Oudéa
Finance	Claire Dumas	Frédéric Oudéa
Corporate Resources & Innovation	Christophe Leblanc	Gaëlle Olivier
Innovation, Technology & IT (French Retail Banking)	Bruno Delas	Sébastien Proto
Resources (Global Banking & Investor Solutions)	Christophe Lattuada	Slawomir Krupa

An approach based on three key elements

Group Strategy Committee

This committee is composed of the Chief Executive Officer, the Deputy Chief Executive Officers and the Heads of the Business Units and Service Units. It is responsible for the strategic steering of the Group’s activities.
Business Unit /Service Unit (BU/SU) Strategy Oversight Committee

Composed of the General Management, the Head of the Business Unit or Service Unit in question, the Head of Strategy, and the Heads of some Business Units and Service Units, this committee meets at least once a year for each BU and SU. Committee meetings are dedicated to the strategic and operational direction of the BU or SU in question.
Group cross-functional supervision

General Management is responsible for the management of Client Committees (Large Exposures Committee, France corporate Accounts Committee, European Corporate Accounts Committee, Mid-sized Accounts Committee) as well as the ten Oversight Committees for the Group's business.

Focus on the Responsible Commitments Committee

Since 2019, Societe Generale has introduced a Group Responsible Commitments Committee. Overseen by the Chief Executive Officer or the Deputy Chief Executive Officer in charge of Risk and Compliance supervision, this committee examines and arbitrates complex cases presenting a risk of reputational damage or non-alignment with the Group's CSR, ethics or reputational standards. Consisting of the Heads of the Group Compliance, Risk, Communications and CSR divisions, and the Heads of the Business Units and Service Units concerned, its purpose is also to make new commitments and manage changes to the Group's regulatory framework.